
Launch Real-Time Payments Business Account with Today Payments
Transform Your Business with B2B Real-Time Payments
Launch a Real-time Payments Business Account with Today Payments
Revolutionize Your B2B Payment Processes Launching a real-time payments business account with Today Payments can fundamentally transform how your business handles B2B transactions. Instantly process digital invoices and Requests for Payments (RfP), streamlining cash flows and enhancing operational efficiency across the board.
Immediate Transaction Handling Our real-time payments solution ensures that every transaction is processed instantly, eliminating the wait times associated with traditional banking. This immediacy can dramatically improve your business’s liquidity and financial health, providing a significant competitive advantage in today’s fast-paced market.
Rapid Digital Invoice Processing with Real-Time Payments
Revolutionize B2B Payments Launch a real-time payments business account with Today Payments to transform your B2B payment processing. Our platform allows for the instant processing of digital invoices and Requests for Payments, enhancing operational efficiency and improving cash flow management.
Instant Payment Processing Experience the benefits of immediate transaction handling with our real-time payments solution. This system eliminates the delays typically found in traditional banking, offering a significant advantage by enhancing liquidity and supporting rapid financial decision-making.
Cost-effective Financial Solutions Our Real-Time Payments service is priced competitively to provide maximum value. We offer transparent pricing tailored to different business needs, ensuring you only pay for the features you use with no hidden costs involved.
Secure and Timely Transactions With Today Payments, you can be assured of the security and timeliness of your payments. Our advanced security measures protect every transaction, ensuring they are processed promptly and securely, thus maintaining the integrity of your financial operations.
Creation Request for Payment Bank File
Enhance Your FedNow Business Account using Real-Time Payments Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing